User Agreement

Terms of Service

Flapjack Technologies Ltd. · Effective Date: September 10, 2026 · Version 1.0 · Applies to flapjack.top, mobile apps, and the Chrome extension.

1Acceptance of Terms

By creating an account, funding your wallet, placing a bet, or using any Flapjack service, you agree to these Terms of Service (“Terms”), our Privacy Policy, and all platform rules described herein.

If you do not agree, do not use Flapjack. We may update these Terms from time to time. Material changes will be communicated via email or in-app notice. Continued use after changes take effect constitutes acceptance.

2Eligibility & Account Requirements

  • You must be at least 18 years old to use Flapjack.
  • You must complete identity verification (NIN/KYC) before creating bets on the platform.
  • You must provide accurate registration information and keep your account credentials secure. You are responsible for all activity under your account.
  • One person may maintain only one Flapjack account unless we expressly authorize otherwise.
  • Flapjack is currently in open beta. Features, fees, and rules may change as we refine the product before public launch.

3Platform Description

Flapjack is a skill-based gaming platform where users wager coins on gameplay objectives against friends or other players. Results are determined by verified gameplay video submitted by participants and reviewed by Flapjack administrators before prizes are distributed.

Flapjack is available on the web (flapjack.top), iOS and Android mobile apps, and a Chrome extension for browser-based game recording. All platforms share the same wallet and account.

4Wallet, Coins & Payments

4.1 Coins & Deposits

  • 1 coin = ₦1 Nigerian Naira.
  • Minimum deposit: ₦500.
  • Deposits are processed through Paystack, a CBN-licensed payment gateway. Flapjack does not store your card details.
  • Coins are credited to your wallet after successful payment confirmation.

4.2 Withdrawals

  • Minimum withdrawal: ₦1,000.
  • A 20% platform fee is deducted from each withdrawal request before payout.
  • Withdrawals require a verified bank account and are subject to admin approval before funds are sent.
  • Only one withdrawal may be in progress at a time per account.

4.3 No Refunds on Deposited Coins

Coins purchased and used in active or completed bets are non-refundable except where required by law or at Flapjack's sole discretion in cases of platform error.

5Bets, Recordings & Prize Distribution

5.1 Creating & Joining Bets

  • Users specify a game, objective, and stake amount when creating a bet.
  • Both (or all) participants must fund their stake into the prize pool before play begins.
  • Each participant receives a unique recording token for identity verification during upload.

5.2 Gameplay Recording & Submission

  • Participants must record their gameplay using the Flapjack mobile app, Chrome extension, or approved recording method and submit video proof before the bet deadline.
  • Recordings must show genuine, unedited gameplay that matches the bet objective. Submissions are reviewed by Flapjack administrators.
  • Failure to submit a valid recording within the required timeframe may result in forfeiture of your stake.

5.3 Verification & Payouts

  • Flapjack administrators review submitted recordings and determine outcomes based on the stated objective.
  • After verification, the prize pool is distributed according to bet rules. Flapjack uses a fair split model — participants receive shares of the pool based on verified results.
  • Flapjack's determination on bet outcomes is final, subject to the dispute process in Section 8.

6Prohibited Conduct

You agree not to:

Cheating & Fraud

Submit fake, edited, or misrepresented gameplay; use bots, scripts, or third-party tools to manipulate results.

Recording Violations

Submit recordings that do not match the bet game, objective, or participant identity.

Financial Abuse

Engage in money laundering, chargeback fraud, or use stolen payment methods.

Platform Abuse

Harass other users, create multiple accounts, exploit bugs, or attempt unauthorized access to systems.

Violations may result in bet disqualification, wallet holds, account suspension, permanent ban, and forfeiture of coins or pending withdrawals.

7Recordings & Intellectual Property

By uploading gameplay recordings to Flapjack, you grant us a non-exclusive, worldwide license to store, review, and display the recording for bet verification, dispute resolution, and platform integrity purposes.

You retain ownership of your original content. You represent that your submissions do not infringe any third-party rights. Flapjack's brand, logo, software, and platform design remain our intellectual property.

8Disputes & Support

If you disagree with a bet outcome, recording rejection, or wallet action, contact us at privacy@flapjack.top within 7 days of the decision, including your bet code and a description of the issue.

We will review disputes in good faith and respond within a reasonable timeframe. Flapjack's decision after review is binding unless otherwise required by applicable law.

9Disclaimers & Limitation of Liability

Flapjack is provided “as is” during the beta period. We do not guarantee uninterrupted service, error-free operation, or specific financial outcomes from bets.

  • We are not responsible for third-party game availability, internet connectivity, or device failures during recording.
  • To the maximum extent permitted by Nigerian law, Flapjack's total liability for any claim arising from your use of the platform is limited to the amount you deposited in the 30 days preceding the claim.
  • We are not liable for indirect, incidental, or consequential damages including lost profits or lost gameplay opportunities.

10Account Suspension & Termination

We may suspend or terminate your account at any time for violations of these Terms, suspected fraud, or conduct harmful to the platform or other users. You may close your account by contacting us, subject to settlement of active bets and pending withdrawals.

Upon termination, unused coins may be forfeited if your account was terminated for cause. Data handling after account closure is described in our Privacy Policy.

11Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes not resolved through our support process shall be subject to the exclusive jurisdiction of the courts of Nigeria, unless otherwise required by mandatory consumer protection law.

12Contact & Policy Updates

Questions about these Terms? Contact us using the details below. For data protection matters, see our Privacy Policy.

Flapjack Technologies Ltd.